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Professional Liability

(440) 862-0352
Professional Liability solutions are necessary for many businesses.  We provide you coverage with Superior by A.M. Best and A+ by S&P.
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Mistakes made by you, your employees, or independent contractors can trigger legal action related to negligent acts, errors and omissions, and even personal injury.
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Management Insurance is also called Executive Liability and should be considered by commercial businesses, professional service firms, and non-profit organizations where management responsibility are sometimes delegated to employees or others beyond the entity's directors and officers.
 
We offer a comprehensive suite of nine coverages designed specifically for trade associations as defined under IRS code 501(c)(6)  that extend beyond the traditional D&O and professional liabilitypolicies including:
  • Employment Practives
  • Directors & Officers
  • Fiduciary Liability
  • Workplace Violence
  • Internet Liability (includling Network Security coverage)
  • Crime
  • Association Professional Liability
  • Special Events
  • Businessowners Policy

Surety Bonds

We offer Bond Solutions for businesses of all sizes.
As an independent agency, we can prvoide you with contract, commercial, and fidelity bonding programs that best fits your business needs.
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We work to build mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service through knowledgeable professionals.  We offer Contract Bonds required to perform work on public projects and some private as well, to ensure jobs will be completed properly.
  • Bid Bonds
  • Construction Permit Bonds
  • Maintenance Bonds
  • Performance Bonds
  • Payment Bonds
  • Subdivision Bonds
We offer the following Court Bonds required to ensure you fulfill your responsibility by law or as ordered by the court.
  • Conservator Bonds
  • Executor Bonds
  • Guardianship Bonds
  • Judicial Bonds
  • Probate Bonds
  • Replevin Bonds
  • Trustee Bonds
Fidelity Bonds guarantee the employer's money and property in the event that an employee causes damage through a negligent or a dishonest action.
  • Employee Dishonesty Bonds
  • Janitorial Service Bonds
  • Notary Bonds
  • ERISA with or without injunction Bonds
  • Public Officials
  • State and Local Government Official Bonds
  • Lost Securities and Title Bonds
  • General Indemnity Bonds
  • Motor Vehicles
  • Retail Services and Professinal License
  • Taxes and Fee Compliance
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ACCOUNTING FIRMS
We are focused on Accountants Professional Liability Insurance to firms of all sizes.  Coverage applies to claims made against you by reason of a negligent act or error or omission in the performance of professional accounting services.  Also covered are services performed by you as a notary public, trustee, receiver, consultant, executor, or in connection with the American Institute of Certified Public Accountants (AICPA) or any state society of public accountants.
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ATTORNEYS PROFESSIONAL LIABILITY
Broad definition of insured includes past, present, and future employees and members of the firm, independent contractors, "of counsels", heirs, executors, administrators, and legal representatives for small and midsize firms.
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We also offer additional coverages for Attorneys Professional Liability including:
  • Technology Errors & Omissions Insurance
  • EPLI
We can also protect you if you are a Court Reportor or Bankruptcy Trustee.
ALLIED HEALTH PROFESSIONALS
This program is specifically desigend to meet the coverage needs of eligible allied health professionals.  These programs encompass professional liability and general liability on an occurrence basis as well as property coverage on a single Business Owners Policy.  The following classes are eligible:
  • Audiologists
  • Dieticians
  • Nutritionists,
  • Music Therapists
  • Occupational Therapists
  • Opticians
  • Speech Pathologists/Therapists
MENTAL HEALTH COUNSELORS
We provide professional liability coverage for Mental Health Counselors & Therapists tailored to offer solid coverage at an affordable price, not limited to the following:
  • Therapists,
  • Psychologists
  • Social Workers
  • Audiologists
  • X-ray Technicians
  • BCBA/BCABA
  • Behavior Consultant
  • Behavior Therapists
  • Early Childhood Interventionist
  • Nurse Practitioners
  • Clinical Nurse Specialists
  • RNs
  • LPNs
  • LVNs
  • Nurse Aides
  • Nurse Assistants
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